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Checking
We have a wide variety of checking accounts to fit your
every need. Business and personal checking accounts are offered.
For Business Customers we offer:
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Now Accounts – For those who keep $1,000 or above in their checking
account, this account pays interest with unlimited check writing.
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Money Market Accounts – A good account for a corporation
or partnership that is interest bearing.
For the Consumer Customer we offer:
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Student Checking Accounts – No service charge.
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Classic Accounts – For our customers age 55 and over.
This account has no monthly service charge and you are entitled to free
club checks.
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Personal Checking Accounts – No service charges if
your daily balance stays above $500.
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Now Accounts – For those who keep $1,000 or above in
their checking account, this account pays interest with unlimited check
writing.
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Valley Plus Checking – For those who keep $2,500 or
above in their checking account, this is the account for you. We pay a
percentage of the prime rate based on the daily balance in your account.
These percentages are as follows:
20% for accounts
with a daily balance of at least $2,500, but less than $10,000
35% for accounts with a daily balance of at
least $10,000, but less than $50,000
40% for accounts with a daily balance
of at least $50,000, but less than $100,000
45% for accounts with a daily balance
of $100,000 or more
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