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CDs & IRAs

Certificates of Deposit

Certificates of deposit (CDs) are popular investment accounts that are simple to transact. Valley State Bank offers CDs with various terms and competitive rates, for amounts starting as low as $500.00.

Please contact a Valley State Bank customer service representative for additional information, disclosures and current rates on CDs.

Individual Retirement Accounts

Valley State Bank offers traditional individual retirement accounts (IRAs) that allow qualifying individuals to set aside a portion of annual income on a tax-deferred basis. We also offer ROTH IRAs, which allow your earnings to grow tax-deferred.

Please contact a Valley State Bank customer service representative for additional information, disclosures and current rates on IRAs.

Valley State Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2010  all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Member FDIC

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